Welcome to Digital Microfinance

Low-Cost Loans for Sustainable Growth

We provide low cost loans and grant financing to marginalised and vulnerable sections of the society in rural areas who cannot access credit and loans from conventional banks because of lack of security and collateral.
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Malawi Government
Reserve bank
World bank
CDH
Fines
Salima Sugar

What We Do

Digital Loan

We offer automated digital loans, improving accessibility for MSMEs, cooperatives, and vulnerable communities.

Digital Bulk Payment

We launched Digital Bulk Payment, enabling up to 1000 payments to various client bank accounts

Digital Mobile Money

This solution enables fund transfers to AIRTEL Money or TNM Mpamba Wallets for clients without banking services.

Digital Wallet and Cardless Withdrawal

This unique remittance solution creates digital wallets for non-account holders, enabling payments and cardless withdrawals
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Pasavute Loan

A short-term loan for salaried clients addressing urgent domestic needs, requiring no collater

Nchikumbe Loan

A loan for agribusiness clients to finance farm inputs, grain production, and related overheads

Tithamange Loan

A loan for clients needing capital to execute contracts or launch innovative business plans.

Mthandizi Loan

An emergency loan for urgent needs, offering quick approval for salaried clients without security

Amayi ndi Achinyamata Loan

Empowering women and youth through financial literacy for inclusion, informed decisions, and a brighter future

Pamodzi Loan

Cooperatives drive community development by mobilizing local resources, creating economic benefits, and empowering citizens

Government Payroll Loan

We provide short and long-term payroll-based loans to civil servants across various government sectors

Let Us Meet Your Financial Needs Today!

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Digital Microcredit Limited has extensive consulting experience in the financial sector with special focus on Microfinance, Capacity Building for SMEs, Capital market, Cooporatives, Digital Payment solutions.
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Millenium Associate Plc

Millenium Associates provides expert consulting in policy, finance, SMEs, and microfinance across Africa and beyond

Capacity Building

Digital Microcredit specializes in financial consulting, focusing on microfinance, SMEs, cooperatives, and digital payment solutions

Transactions and Corporate Finance

Digital Microcredit leverages financial expertise and analytics to help CFOs deliver sustainable stakeholder value.

Book-keeping and Accounting Services

As a business grows it is impossible for one person to keep the same level of control over it. You cannot do everything.

Taxation

Avoid costly risks with taxes. We professionally compute, process, remit, and file accurate tax returns

Digital Wallet and Cardless Withdrawal

Our unique remittance solution creates Digital Wallets for non-account holders, enabling payments and cardless withdrawal

Loan Products

We offer loans to SMEs, Women and Youth, Agribusiness, Cooperatives to rural and semi-urban areas to complement Government efforts for financial inclusion ,financial deepening and Climate change.

Digital Financial Solution

Digital Microcredit Limited has been offering the following Hi-tech online digital financial solutions as a way of embracing financial deepening and inclusion

Business Consulting

Digital Microcredit Limited has extensive consulting experience in the financial sector with special focus on Microfinance, Capacity Building for SMEs, Capital market, Cooporatives, Digital Payment solutions.

We ensure that more than 70% of our clients are women and youth.

Consulting

Our Expertise is your gain

Our philosophy is to offer and extend credit to the vulnerable and marginalised sections of the society who have no collateral and security with a special focus on women and youth. We believe that trust, confidence, dignity and integrity is enough security and forms the basis of security on the financial products that have been rolled out on the market

Customer Satisfaction
50%
Customers Accessing Loans
85%

Digital Financial Solutions and Infrastructure

The whole loan process from application, appraisal, disbursement and repayment is automated hence removing physical barriers to access our financial services.

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