Malawi has been facing numerous environmental challenges relating to climate change and natural disasters in the past decade. These include cyclones, floods, dry spells, soil erosion, draught and general environmental degradation.

In order to compliment government efforts to address these environmental challenges we have developed climate-focussed loan known as Green Finance loans focussing on the rural economy targeting women and youth.

Loans disbursed under this product shall focus on production of organic manure, solar energy production, rainwater harvesting, sustainable irrigation farming, waste management, gas distribution and planting of trees to directly address deforestation and promote climate resilience agriculture.

Our major objective is to use our digital platforms to scale up affordable green finance loans and promote savings culture in rural communities and peri-urban areas, promoting access to green finance for underserved segments, pro-poor, women and youth.

Expected Social and environmental impact for these loans include improved nutrition and food security, restoration of water catchment areas and soil conservation, promoting sustainable agriculture, reafforestation, improved incomes for youth and women.

Broadly this green-finance loan product shall compliment Malawi Vision 2063, Pillar Number 1 and UN Sustainable Development Goals Number 2, Number 7 and Number 13.